Insuring Against Climate Risk to Help Women Farmers Grow

This type of crop insurance is designed to better support small-scale agriculture by automatically paying out when growing conditions—as assessed by an index of factors like rainfall and temperature that can easily be measured from space—drop below a certain threshold. Automatic payments mean that insurers don’t need to assess claims individually, which reduces the cost of the insurance. This approach can make quality insurance more accessible to those previously uninsured, including smallholder farmers, who are more likely to be women.